First Savings Bank - First Savings Credit Card Credit Card Review from Anderson, California
April 11th 2016,
I had paid my First Savings Credit Card for the month of "April" on the 6th (4/6/16). The available credit "should" have been $400.+. Stay with me, this is funny :(
I went to use the card 4/10/16 and was declined !
Fast forward to today, I just got off the phone with them and my "available" credit is . . . . . $12.00, I talked to a supervisor and she informed me that they can "HOLD" a payment for up to 12 DAYS!!!
Is that not the dumbest thing you can imagine ?
So not only do I not get to use my full balance but my remaining balance (approx $200. - $300.) is frozen also.
As soon as I pay it off I'm F****n done with First Savings RIP OFF Bank
Reason of review: Problems with payment.
Location: Anderson, California
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Comments
Please avoid publishing any personal information and promotional content
agreed, this is BS, I've only had the card a few months and even tho the money is withdrawn from my checking account I am told I cannot use my own card until june 7th. I will be closing this joke of a card.
I have had this card for about a year and 6 months . I got this card to rebuild my credit.
I was given a credit limit of $350.00. After 6 months my credit was increased to $700.00. I pay my bill on time every time online. I have never had a problem with this card.
My credit card has increased tremendously since I have had this card. I do use it responsibly.