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I received my card with a starting credit line of $300.00 Over time i was able to get my balance down to 0 !! By always paying ahead of time and making payments over the amount due. I've received increases and i'm keeping my balance low or 0. I use only when needed as...
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#1133912
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Card is denied internationally, EVERYWHERE. Cannot pay my account while overseas online. No way to email this company at all. Now the website is grayed out so I cannot pay in time... just a big *** scam in my opinion. Now I am in a loop of saying unlocking my account...
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1.0
#1048626
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I received a pre-approval letter in the mail, thought it would be a good idea to give it a try! I'm trying to rebuild my credit and this was the only card that had a decent offer of just a $75 Annual fee, I wish it was lower. Applied online and was approved instantly,...
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Anonymous
Linda

Ive had this card for 2 years and NEVER had a problem

Anonymous
user

They will usually cut the yearly fee in half after first year ect.

#967460
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First Savings Bank - Never had a problem.

First Savings Bank
#1091847
3.9
Details
I've had my First Savings Credit card 3-4 years. Never had a problem. Pay my bill on time every month and have gotten several increases in my credit limit. Would recommed to a family or friend.
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First Savings Bank - Late fee charged

First Savings Bank
#1077757
1.0
Details
Late fee is charged on the day your payment is due. Ex. If Payment is due on a Saturday you will be charged a late fee if you don't pay it on Friday. So your available credit is decreased by the late fee of $25. Dont get this card!
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First Savings Bank Credit Card Review

First Savings Bank
#935501
1.4
Details
Shut my card off because I only sent $160 of the $200 minimum payment.Sent it to collections. I paid the remaining balance off to a debt collection company and First National still has it reported as unsettled debt on my credit report. Clinton Books
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First Savings Bank Credit Card Review

First Savings Bank
#897848
2.9
Details
Got this card when i had *** credit. No issues, a couple fraud attempts but they were quick to fix it. Increases every 6 months or so. Nothing spectacular, but if you need credit or to rebuild works nicely.
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I am a very upset customer. I have had nothing but trouble with this company. I may emu payments a few days early to make sure they clear by the due date but low and behold I get charged another payment the due date which makes no sense. Now they are saying I am late....
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Anonymous
Anonymous

I had this credit card for a few years my CL was $350 as always so a year ago I closed it ...paid Wat I had to pay and as of today I looked at my credit report and they said ...

1.0
I didn't like
  • High interest rate
  • Payment issues
  • Lousy customer service
#950245
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I have had several bad credit credit cards but this one is by far the worst one. I will be cancelling this card as soon as I pay it off. Avoid this card - there are plenty of other/better options if you have bad credit. Credit One is a good option. 1. They charge an...
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2.0
I didn't like
  • One day late fee
  • High interest rate
#930550
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After charging me $75 for "so call" annual membership fee, I sent them a letter requesting the account be closed and credit the account back with the $75. After a month of waiting still haven't closed the account. Just been told they will delay the closing until you...
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#924793
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I just received a letter in the mail saying they are processing my credit card application and need a copy of my social security card to complete the process. Interesting since I never applied for a credit card with this company or any other in recent years. I called...
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#903119
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Poor research when I already have 3 cards over 1500 limit and no higher than 16% from M/C, Discover, and Visa. I find it highly insulting and a huge waste of time to be getting junk like this stuffed into my PO Box; then having to lug the *** home and open it to be...
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1.9
I didn't like
  • Being offered financial suiscide
#890588
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I've had this First Savings credit card for a year or so and have had no problems at all. Paid my bill on time in excess of the minimum payment, they raised my credit limit and I guess my key to no problems are I pay my bill at least a week in advance. Maybe not AMEX...
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Anonymous
Anonymous

How long did you have to wait to get a increase on the credit limit?

#882025
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I haven't had a problem yet.I wished I would have passed them by especially with the threats some of you have gotten..this is my second payment.. we shall see..my first payment was good.. I will give them a benefit of a doubt..they better not do me wrong...from now on...
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4.0
Newton, North Carolina
I liked
  • So far so good
#874638
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